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Joanne Madar is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AZ, CA (Ca Ins Lic# 0B51855), CO, FL, GA, IL, MA, MI, MS, OH, OK, PA, SC and TX. No insurance business may be conducted outside these states referenced.

Joanne Madar is a Registered Representative of and offers securities products and services through NYLIFE Securities L.L.C. Member FINRA/SIPC, a licensed insurance agency, 12201 Merit Drive, Suite 1000, Dallas, TX 75251. In this regard, this communication is strictly intended for individuals in the states of CO and TX. No offers may be made or accepted from any resident outside the specific states referenced.

The Madar Financial Group is not owned or operated by NYLIFE Securities LLC or its subsidiaries.

Joanne Madar is licensed to offer mutual funds and variable products.  Market Watch information is provided for informational purposes and is not considered an offering of securities.